Yes Bank Premia Credit Card Benefits
1. Reward Points Program
Yes Bank PREMIA Credit Card offers the best rewards programme in its class, for which you earn on every purchase.
- 4 Reward Points for Every ₹200 Spent: On categories like dining, groceries, and travel.
- 2 Reward Points for Every ₹200 Spent: On other retail transactions.
- Reward Redemption: The accrued points can be utilized for travel bookings, gift vouchers, and merchandise amongst others through the Yes Bank reward catalog.
2. Travel Benefits
A few value-added propositions on offer by the Yes Bank PREMIA Credit Card are:
- Complimentary Entry to Airport Lounge: Cardholders can gain access to domestic airport lounges for relaxation prior to departure from airports. This proves to be of excellent service for frequent flying people who would like to be away from the bustle and noise of the airports.
- Travel insurance: The card comes with free travel insurance, including lost baggage and delayed flights.
- Travel Bookings Discounts: Special offers and discounts on flight and hotel bookings through Yes Bank’s travel partners.
3. Exemption from Fuel Surcharge
These fuel expenses accumulate over time. However, in the case of the Yes Bank PREMIA Credit Card, it is considered a privileged service that the cardholder receives at all petrol stations in India. This waiver will help you save every time you refuel your vehicle.
- Fuel Surcharge Waiver: Applicable on fuel transactions between ₹400 and ₹5,000.
- Convenience Across India: Avail the PREMIA Credit Card and get privileges of surcharge-free fuel anywhere across India.
4. Insurance and Protection Benefits
In fact, the Yes Bank PREMIA Credit Card will offer a host of insurance and protection features available that will keep the cardholder’s mind at rest when using their card.
- Purchase Protection: Damages or theft of items purchased on credit card are covered.
- Fraud Liability Cover: The policy for fraud liability covers fraudulent and unauthorized transactions on your card, up to a certain limit.
- Air Accident Cover: Free insurance against accidents due to air travel will go a step further in securing you and your family.
5. Contactless Payment and Security
Yes Bank PREMIA Credit Card offers a contactless payment feature, which makes the transaction faster and more secure.
- Tap & Pay:Simply tap your card on the Point-of-Sale terminal to make a contactless payment for purchases under ₹ 5,000, without entering a PIN.
- Real-time fraud monitoring: Yes, Bank monitors the account transaction in real time and notifies you in case some suspicious activity is noted in your account-keeping all your transactions secure.
6. Zero Lost Card Liability
Yes Bank has the Zero Lost Card Liability feature, which caters to such an unforeseen situation when you happen to misplace your card.
- Report Lost Card:In case you report your lost card, you will not be liable for fraudulent transactions post-report.
7. Annual Fee Waiver
Yes Bank provides an annual fee waiver for PREMIA card members on fulfilling of a certain spending threshold criterion.
- Fee Waiver on Spend Threshold: Spend a specific amount every year, and the annual fee for the following year will be waived, which in turn makes it more economical to have the card.
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