by Admin admin | Jan 11, 2025 | Blog
Effects of Credit on your credit Score Explained Credit cards are such strong financial instruments, and if managed correctly, can have a strong impact on your credit score in either positive or negative ways. It’s pretty important to know the link between...
by Admin admin | Dec 16, 2024 | Blog
How to Use Credit Cards to Boost Credit Score? 1. Pay your bills timely Impact on Credit Score: Payment history is the most significant factor, accounting for 35% of your credit score. Strategy: Make sure to set up automatic payments or calendar reminders so you never...
by Admin admin | Dec 16, 2024 | Blog
How to Maximize Travel Perks with Credit Card Points? 1. Select the appropriate credit card Focus on travel cards: IBe on the lookout for travel cards offering very high travel rewards, such as Chase Sapphire Preferred, American Express Platinum, and Capital One...
by Admin admin | Nov 21, 2024 | Blog
Top 8 Strategies for Effective Debt Management 1. Understand Your Debt It is important to first understand your financial condition for managing debt. Prepare an inventory of all your debts containing: The lender’s name Total balance Interest rate Monthly payment...
by Admin admin | Nov 20, 2024 | Blog
Protecting Yourself from Loan Settlement Scams Loan settlement scams scam desperate debtors by promising them a false hope of debt reduction in exchange for upfront fees. Here’s how to spot and avoid them. 1. Know What Real Loan Settlement Looks Like Settlement...
by Admin admin | Nov 20, 2024 | Blog
How to Maximize Credit Card Rewards Points? The rewards programs offered by credit cards can be a very rewarding experience, ranging from cash back to travel miles and exclusive discounts. Knowing how to maximize your rewards turns everyday spending into something of...