Explore the Benefits of Kotak Bank Credit Cards
Kotak Mahindra Bank is one of India’s major private sector banks, which offers a range of credit cards to help you meet your diverse financial requirements. Be it the travel enthusiast, a shopaholic, or a cashback connoisseur, Kotak Bank has a card in store for you. In this blog, we plunge into the benefits of Kotak Bank credit cards and how they may help you make the most of the experience.
1. Variety of Credit Cards
Kotak Bank has created some really cool credit cards to suit a range of customer profiles. Lifestyle, travel, cashback rewards – you name it, and there is a card just for the purpose. Some of the other popular Kotak credit cards include:
- Kotak Royale Signature Credit Card: Ideal for the high spender, who would enjoy lifestyle rewards.
- Kotak Essentia Platinum Credit Card: Best expenses-only rewards on grocery and departmental stores.
- Best for the online shopper: Kotak Mojo Platinum Credit Card for it allows accelerated rewards with all transactions done at its website.
2. Reward Points
All Kotak credit cards have a pretty strong reward points scheme. The cardholder earns reward points on every purchase, and these can be used to buy gifts or sometimes redeemable vouchers or statement credits. These reward points never expire; hence, you can use them anytime you want.
3. Cash-Back Offers
And for those seeking instant value, credit cards from Kotak Bank do offer attractive cash backs. Take, for example:
- Kotak Delight Platinum Credit Card, which offers cash back on all spends at dining and entertainment.
- Kotak Fortune Gold credit card carries benefits such as waivers for fuel surcharge and cashback on utility bill payments.
4. Fuel Surcharge Waiver
Amongst frequent commuters, Kotak Bank credit cards give credit card fuel surcharge waivers at all petrol pumps. That can prove particularly useful when the prices of fuel are still going up-high savings on each refuelling transaction.
5. Airport Lounge Access
You can opt for one credit card from Kotak Bank which has some really useful benefits like lounge access at the airport, which can make the traveling part most comfortable. The signature card of Kotak Royale offers you lounge access at major domestic airports and thus you can just relax and unwind there while waiting for your flight.
6. Insurance Coverage
Credit cards of Kotak Bank provide additional comfort to its cardholders through free insurance coverage. There may be coverage for a misplaced or lost card, travel insurance that covers missing luggage, delay of flight, and so on.
7. Contactless Payments
Many Kotak credit cards offer a facility of contactless payment which enables you to make payments without showing the card, saving your time besides enjoying maximum security while doing so.
8. Zero Liability on Lost Card
Kotak Bank provides zero-liability for its cardholders if the credit card is lost and it is immediately reported to them, meaning that no fraudulent transactions will be carried out on anyone’s account after the loss has been reported. This feature will give the owner peace of mind in case his or her card is lost or stolen.
Conclusion:
Kotak Bank credit cards are very good cashback and rewards credit cards offering lounge access, among others, along with EMI conversion and, thus, feature an array of benefits in order to focus on any potential savings on your daily expenses or luxury perks while traveling.
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