Kotak Urbane Gold Credit Card Benefits
IThe Kotak Urbane Gold Credit Card is for price-conscious customers who wish to earn rewards on all purchases with no heavy annual fees. Perfect for first-time card users, it combines simplicity with value, making daily spends more rewarding.
Top Benefits
• Earn Reward Points on Every Transaction- Earn 1 reward point for every ₹100 spent on all retail transactions (excluding fuel). Shop, dine, or pay bills – earn on the go!
• Annual Spend Bonus- Spend ₹1,00,000 within a year and get thrilling shopping vouchers worth ₹1,000. A great reward for regular usage.
• Fuel Surcharge Waiver- Get fuel surcharge waiver of up to ₹3,500 per year, easing your wallet during daily commutes.
• Add-on Card Benefits- Enroll your family members with free add-on cards and monitor aggregate spending for increased benefits
• Easy Redemption- Get rewarded for points in a wide range of gifts, vouchers, and lifestyle items through Kotak’s rewards catalogue.
Why Choose Kotak Urbane Gold?
If you’re looking for a simple, low-cost credit card that offers reliable rewards and useful lifestyle perks, the Urbane Gold is a great fit — especially for those new to credit or wanting a secondary card for daily use.
Apply online today at Dfin Kard Hub and explore the best credit card deals suited to your lifestyle.