IDFC FIRST Millennia Credit Card Rewards

IDFC FIRST Millennia Credit Card is for young professionals and wise spenders looking for maximum value on daily spends.

Reward Benefits

Max 10X Reward Points on spends over ₹20,000/month
3X Reward Points on online & offline spends under ₹20,000/month
1 Reward Point = ₹0.25, redeemable anytime – no expiry!
Fuel surcharge waiver of up to ₹200/month
5% cashback on the first EMI transaction

Other Features

Zero joining & annual fee – lifetime free
1+1 movie ticket offer on Paytm Mobile App
Up to 15% discount at 1500+ partner restaurants
Airport lounge access (on achieving spend threshold)

Why Choose It?

If you’re a digital-first spender who shops online, pays bills, dines out, and wants flexible, unlimited rewards, the Millennia Credit Card is a top choice.

Visit Dfin Kard Hub to find the best credit card for your lifestyle.

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